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U.S. → Mexico · Tourist auto insurance

Cheesy name.
Serious coverage.

Driving to Mexico? Get real Mexican auto insurance for your U.S.-plated car — required by law, ready in minutes, backed by CHUBB & AXA.

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FROM $17 USD/DAY · REFERENCE PRICING · TERMS AND CONDITIONS APPLY

Licensed Mexican agent Policy by email in minutes
Served in minutes

Get your quote

Just a few quick taps — we route you to the best option for your vehicle.

Why you need it

Your U.S. policy stays home.

Some U.S. policies reimburse limited damages near the border — but in an accident, only a Mexican-issued policy actually stands with you.

A Mexican policy — that's us
Adjuster to the scene, anywhere in Mexico
Registered and recognized by Mexican authorities
Meets the federal liability requirement
Roadside assistance, 24/7
La carta · Coverage options

Pick the coverage that fits your trip.

A quesadilla is just a tortilla folded to cover what matters — get your trip fully covered.

De la casa · Most chosen CHUBB

Full Coverage

QUOTE

The coverage most travelers choose.

Damage to your vehicle & total theft
Third-party liability & occupant medical
Legal defense & roadside assistance
Quote Full Coverage
Meets the law CHUBB

Liability Only

FROM $17/DAY

The legal minimum to drive in Mexico.

Third-party property & injury
Legal defense
Roadside assistance
Quote Liability
TERRITORYAll Mexico · Northern border states · Baja & Sonora only
DURATION1 to 365 days — the more days, the lower the daily rate
VEHICLESCars, SUVs, pickups, motorcycles, RVs & motorhomes, trailers
INSURERSCHUBB Crossborder online · AXA for high-value vehicles, quoted over WhatsApp
REFERENCE Coverages and amounts shown are for reference — each insurer's official policy wording in effect at purchase controls.
How it works

Three steps. No paperwork drama.

01

Tell us what you drive

A few quick taps in the quote box — your vehicle, its value — and we route you to the right insurer.

02

Pick your coverage

Full Coverage or Liability Only, your territory, from 1 to 365 days.

03

Policy in your inbox

Issued in minutes. Show it from your phone — no printing needed.

A loaded pickup truck with U.S. plates waiting in line at a Mexican border crossing at golden hour
Who we are

From Vicente Campos, a licensed agent who actually lives at the border.

Quesadilla Insurance is a brand of KIXIR Agencia Digital de Seguros — he and his team live in Piedras Negras and Ciudad Acuña, minutes from Texas. Just like you, we cross the border too.

12+years of experience +2,100policies issued since 2024 1message away when you need us
Served by CHUBB & AXA
Our insurers

Behind our cheesy name: serious names.

We're a small team — the policy itself is written by two giants of insurance.

CHUBB

The #1 Tourist Auto insurer in Mexico — and the world's largest publicly traded property & casualty insurer. Easy online portal to quote just what you need.

AXA AXA Seguros

One of the world's largest insurance groups, in Mexico for well over a decade. Our route for higher-value vehicles — quoted personally, one message away.

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FAQ

Questions travelers ask us.

No. Some U.S. policies reimburse limited damages near the border, but that’s not a Mexican policy: no on-site adjuster, no registration with Mexican authorities, and it doesn’t meet the legal liability requirement on federal highways.
Liability coverage from a Mexican insurer is required on federal highways and in some states and cities.
From $17 USD for a one-day policy (reference: liability-only, 2017 Dodge Journey, all-Mexico, 45-year-old driver) — but it varies a lot with coverage, vehicle value and other factors. The more days you buy, the lower the daily rate.
Most travelers finish in minutes. The policy arrives by email — you can buy today and start coverage on your travel date.
Yes. Cars, SUVs, pickups, motorcycles, motorhomes and trailers each have their own plan.
If anyone is injured or you need the authorities, call 911 first, then your insurer — they send an adjuster to help you handle the process with authorities in Spanish, step by step. If you need assistance from us, call us 24/7.
Yes. The tourist policies we arrange cover rental vehicles just like your own car — the quote doesn't even ask. One heads-up: U.S. rental agreements and their insurance generally don't follow you into Mexico, so you'll want the Mexican policy riding along. Ready in minutes.
Yes — policies start at exactly one day, and quick temporary trips are some of the most common we see. Buy today, cross today. And if your plans stretch, the more days you buy, the lower the daily rate.
Yes — up to 12 months on a single policy. Snowbirds, long-stay travelers and anyone spending a season in Mexico do exactly this: an annual policy usually beats stacking short ones, because the daily rate keeps dropping as the days add up.
Liability Only covers the damage you cause to others — it's the legal minimum to drive in Mexico. Full Coverage adds your own vehicle: physical damage, total theft, plus legal defense and roadside assistance. Most of our travelers choose Full Coverage.
More questions? WhatsApp us

Browse all questions — full answers →

Ready for the road south?

Get your Mexican policy online in minutes — instant email delivery, and real people ready to help if you need us. We've got you covered — like cheese in a quesadilla.

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