Can I get an annual Mexican auto insurance policy?
Yes — policies run from 1 day up to a full year, issued online in minutes like any other term. The annual policy has the lowest daily rate of all, and frequent crossers usually pair it with Full Coverage so every trip of the year is already covered.
Who goes annual
Frequent border crossers, snowbirds, families with property in Mexico, and anyone who crosses more than a few times a year. One policy, valid for every entry during its term — no per-trip paperwork.
The math of the annual
The daily rate drops as days add up, and the annual sits at the bottom of the curve. If you cross often enough that short policies keep stacking, one annual usually beats them — and renewing next season takes minutes.
Related questions
- Is there insurance for snowbirds spending the winter in Mexico?
- Full coverage vs. liability only in Mexico — what's the difference?
- How much is Mexican car insurance at the border?
Ready to get covered?
Quote OnlineQuote in minutes · policy by email · from $17 USD/day (reference pricing)