Full coverage vs. liability only in Mexico — what's the difference?
Liability Only covers the damage you cause to others — it's the legal minimum to drive in Mexico. Full Coverage adds your own vehicle: physical damage, total theft, plus legal defense and roadside assistance. Most of our travelers choose Full Coverage.
What Liability Only covers
Third-party property damage and injury, plus legal defense and roadside assistance. It satisfies the Mexican legal requirement, from about $17 USD/day (reference pricing) — the trim choice for a quick hop in an older vehicle.
What Full Coverage adds
Everything above, plus your own side of the story: physical damage to your vehicle and total theft. On Mexican highways, long stays, or anything you'd hate to repair out of pocket, it's the option most travelers land on — and the longer the trip, the smaller the daily difference feels.
How to choose
Short day trip, older vehicle, tight budget — Liability Only does the legal job. Newer vehicle, long distances, or a season in Mexico — Full Coverage is worth weighing. The online quote shows both prices side by side, so you can decide with real numbers.
Related questions
- How much is Mexican car insurance at the border?
- Can I get an annual Mexican auto insurance policy?
- Do you need Mexican car insurance to cross the border?
Ready to get covered?
Quote OnlineQuote in minutes · policy by email · from $17 USD/day (reference pricing)